What is the Automatic Stay?

The Automatic Stay Gives You The Break You Deserve

One of the most powerful aspects of the bankruptcy process is one of the least well-known: the automatic stay. This is what gives bankruptcy its immediate impact. This is what makes bankruptcy such an important option for people who have stopped answering the phone for fear of further creditor harassment and who do not even bother to open their mail anymore.

When you file bankruptcy, the automatic stay will immediately take effect. It will make such a massive difference in how you live your life that you will wish you would have taken this step sooner. Of course, this step should not be taken without careful consideration and the assistance of an experienced lawyer. For more than a decade, Marrs & Terry, PLLC has offered individualized counsel and legal representation to thousands of people throughout Michigan. Contact our law firm online or call 734-663-0555 so we can thoroughly review your case and help you determine if filing bankruptcy is the right step for you.

How Does The Automatic Stay Work?

When the automatic stay goes into place, you will be able to breathe easy for the first time in a long time. This is because the automatic stay puts an immediate stop to:

If creditors do not get the message, all you will have to do is give them your case number and they must stop contacting you. Whether foreclosure was a vague threat or you are days from losing your house, the automatic stay puts a stop to it. All creditor actions must stop.

Without having to worry about the harassment, you will be able to work with us to move forward toward a future that is free of these financial problems.

Contact Us Today To Get Started

For more information about bankruptcy and automatic stays, contact us online or call 734-663-0555 to discuss your situation with our experienced Ann Arbor and Detroit debtor protection attorneys. We bring more than 18 years of experience to every case and we offer in-home appointments upon request.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Google Reviews

S.M. ★★★★★

Professional, compassionate team. They explained every step of the bankruptcy process and made a stressful situation manageable. I am grateful for their guidance.

J.T. ★★★★★

Straightforward advice without pressure. My attorney returned calls promptly and helped me understand my options. I would recommend Marrs & Terry to anyone facing serious debt.

E.R. ★★★★★

Knowledgeable staff and clear communication from start to finish. They handled the paperwork carefully and kept me informed. Highly recommend.

M.K. ★★★★★

Honest assessment of my case and realistic expectations. The firm treated me with respect and helped me get a fresh start. Thank you.

P.L. ★★★★★

From the first consultation I felt heard. They answered my questions patiently and walked me through Chapter 13. Excellent experience overall.

D.H. ★★★★★

Efficient, organized, and caring. They helped stop creditor calls and got my case resolved. I wish I had called sooner.

T.M. ★★★★★

Bridget has been a lifesaver through the entire process. She was always quick to get back with us either by phone or emails. She made us feel like family. Very caring and made everything easy to understand. I highly recommend these guys!

S.A. ★★★★★

We are treated like family. Bridget has been our gracious savior during the entire process and they are never done whenever we have questions or need help along the journey they are as attentive as they originally were from the start. If we ever have opportunity in the future to work with them we won’t hesitate.

C.R. ★★★★★

They were amazingly helpful and communicative. Tricia was very helpful. Bridget was a rockstar. She went through everything with me, step by step.

D.C. ★★★★★

Bridget and all the lawyers there have been absolutely great. They have helped us thru a very difficult time. We highly recommend this firm.

C.W. ★★★★★

I went to Marrs & Terry during one of the toughest parts of my life. The office staff felt like family. I was treated like a person and a priority. I cannot say enough good things about this office.

B.N. ★★★★★

Michelle is the best! Straightforward, Honest, and put me at ease from the start. I should've done this earlier, but was hesitant. Michelle has made my life manageable again. Thank you for everything.

T.T. ★★★★★

Amazing customer service from the very first call. Always willing to answer questions. Returned calls right away. Just good people. Thank you for doing such a great job!

J.H. ★★★★★

15 years ago we found ourselves severely upside down in our house, loss of income and growing debt. Marrs and Terry got us on a repayment plan and stopped collection efforts. Thanks!

J.C. ★★★★★

I am using Marrs and Terry for the 2nd time and they have made what can be extremely scary and uncomfortable processes doable. They are available to answer questions, large and small and are extremely approachable.

T.B. ★★★★★

Very professional, knowledgeable, helpful. They were there when I needed. Walked me through and explained everything as we went along. Would highly recommend for all your attorney needs.

M.W. ★★★★★

The best! Educated, kind, professional office. You can’t go wrong with them. You will get excellent service with this firm.